How Gum Disease can Affect Your Health and Chronic Diseases
You know as well as I do that brushing isn’t going to fully clean your gums and mouth. We just try to convince ourselves (myself definitely included). It is great …
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Formulary versus Non-Formulary Prescription Drugs
Formulary versus Non-Formulary Prescription Drugs – What is the Difference? There always comes a point where, while looking down your health insurance policies summary of benefits (normally HMOs), you come …
Adding a Wellness Program to Your Business
Wellness Programs help relieve worker stress, decrease bad habits, and increase productivity in the workplace. Best of all perhaps? It can save everyone money on their medical bills. The epidemic …
Why Small Business Owners and Startup Employers want Group Health Insurance
If you want to operate with less taxes, to save time, and to have control over health insurance with flexibility for their employees you should read on. I recently caught …
What are Mail Order Prescriptions
Do you have a Chronic Condition that requires Medication? Do you also enjoy Saving Money? When you look at your summary of benefits in your health insurance plan, you will …
The Pros and Cons of Preferred Provider Organizations – PPOs
What the employer and employees should know before getting into a PPO plan The heading to this post may seem a bit ominous, but the truth about Preferred Provider Organizations …
What are Flex Savings Accounts, and how will they save you money
There is one perfect similarity between employers and employees; everyone likes saving money. Thankfully, benefit plans have been put into action to do just that, and this post will be …
The Benefits of Health Maintenance Organizations – HMOs
The Benefits of Health Maintenance Organizations (HMOs) – Why Employers should think about offering HMO’s to their employees. In the world of health insurance, there are several types of plans …
What is the difference between Urgent Care and the Emergency Room?
So, what exactly is the difference between Urgent Care and the Emergency Room? One of the great loves of my existence is exercise; I have participated in rowing, cross-country, swim, …
Coinsurance vs Copay
What to know about Coinsurance vs Copay to be informed. Looking through the benefits statement of some health care plans can be daunting, especially if you are looking at them …